Written by a third grader, on what his grandparents do. After Christmas, a teacher asked her young pupils how they spent their holiday away from school. One child wrote the following: We always used to spend the holidays with Grandma and Grandpa.  They used to live in a big brick house, but Grandpa got retarded and they moved to Arizona [...]

I was talking on the phone to a friend of mine today (he is 70+ years young and still working every day as a real estate broker/investor) and was stupefied by a statistic that he shared with me: over 10,000 people a day will be turning 65 staring in 2011. Even more staggering is the fact that this wave of [...]